Unfallversicherung - Ein Muss für Schifahrer

Unfallversicherung - Ein Muss für Schifahrer

Sobald der erste Schnee in den Bergen fällt, wachseln Herr und Frau Österreicher bereits ihre Schi und freuen sich auf eine schöne Zeit im tiefverschneiten Land mit herrlichen Pisten und den urigsten Hütten.

Damit, falls  ein Unfall passiert, der finanzielle Schmerz  nicht die Urlaubfreude nachträglich trübt, soll mit einer  optimalen Unfallversicherung gegen diese Risiken vorgesorgt werden.

Wenn nun ein Unfall passiert – wer kommt für die Kosten wie Bergung, Helikopter usw. auf?  Die österreichischen Krankenkassen steuern nur bei lebensbedrohlichen Verletzungen eine Kleinstbeteiligung bei und so bleiben die restlichen Kosten am Verunfallten hängen.

Böse Nachwirkungen

Aber nicht nur Bergung und Behandlungskosten sind ein Kostenfaktor. Denn wenn der Verunfallte bleibende Schäden aus solch einer Verletzung erleidet, kommen oft weitere Kosten auf ihn zu. Beispielsweise Verdienstausfälle oder Pflegekosten. Zusätzlich können Umbauten am Haus nötig werden, falls aus der Verletzung eine starke Beeinträchtigung entsteht. Elementar ist dabei: Diese Kosten müssen ohne privater Unfallversicherung aus dem eigenen Geldbeutel getragen werden. Denn einen gesetzlichen Unfallschutz gibt es für die Freizeit nicht.

Ein versierter Versicherungsmakler kann deshalb durch ein Beratungsgespräch bestmögliche Angebote für seine Kunden vergleichen und ihn optimal absichern.

Deshalb vor dem Urlaub ein Tipp von Experten:
  1. „Check Deine Unfallversicherung nochmals!“
  2. „Hast Du noch keine Absicherung, investiere ein wenig Zeit und wenige Euros in eine entsprechende Absicherung anstatt bei einem Unfall neben dem körperlichen Leiden auch schwere finanzielle Bürden selbst tragen zu müssen!“

Quelle: https://www.skiamade.com/de/blog/fitness-health/richtig-versichert

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